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Friday, November 16, 2007
Informations about indiana auto insurance quote
เขียนโดย MTec ที่ 6:58 PM 0 ความคิดเห็น
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เขียนโดย MTec ที่ 6:47 PM 3 ความคิดเห็น
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เขียนโดย MTec ที่ 6:40 PM 2 ความคิดเห็น
Thursday, November 15, 2007
Is it safe to buy a rental car?
When you are considering buying a used vehicle, it is important to cover all of your bases and take all options into consideration. Most people don't even think about the buy a rental car option. It is an option with many pros and cons and it is worth it to factor them into your used car purchase decision.
Rental car purchase pros
First things first, as a used buyer you know where this car is coming from. Chances are the car has been kept clean and well maintained during its life as a rental. Any rental service that sells their cars should be able to offer you maintenance records to back that up. In fact it should be insisted upon to ensure that the car has been properly cared for. Pricing is another attractive factor if you want to purchase a rental car. Many of the cars rental agencies will offer for sale are less than a year old and have less than 25,000 miles on them. Do not be suspect when you see a newer model for sale, it does not necessarily indicate that the vehicle is problematic. Rental companies are able to purchase their vehicle at the bare minimum fleet pricing, enabling them to re-sell at very competitive prices. Another pro is the possibility of a warranty still intact with a purchase through a rental car company. Because they generally sell them within a year of purchase and at a reasonable mileage, there is a good chance that there will still be some time left on the manufacturers warranty. Giving the new owner a little peace of mind, especially when you consider the cons of purchasing a rental car.
Rental car purchase cons
Anyone who has rented a car has probably heard this joke, "What's the difference between a rental car and a 4X4? A rental car can go anywhere!" It's funny when you rent a car, but when you are looking to buy a rental car suddenly it's not so funny anymore. This being the biggest con of them all, people are hard on rental cars. The rental companies have no idea what the car actually endures while in the care of the individuals it rents to. Of course they will assure you that the car was not mistreated, but again, anyone who has rented a car knows the kind of abuse they can take.Generally the rental agencies will inspect the car upon its return to their lot to ensure that there has been no damage. However what is reported at that point is largely cosmetic, and while aesthetics are important, it's what's inside that really counts. If you are considering purchasing a rental car, be sure to take it to an outside, unaffiliated mechanic for a through inspection to ensure that the vehicle has not suffered mechanically at the hands of an thoughtless renter.As far as cons go, the vast unknown is really the one to worry about. While cosmetic issues are important, mechanical soundness is truly the bottom line with any used car purchase.
Bottom line a good option
When purchasing a used vehicle, the rental agencies offer a viable option for purchase. Contrary to popular belief previous rental cars can be a great investment for anyone looking for a suitable used vehicle. Having access to maintenance records is a huge plus, and all things considered every vehicle they buy is the rental companies bread and butter. It is good business sense for them to keep them in tip top working order.
About the Author: My name is Paige Filler and I'm a creative writer with a love of all things that go vroom. I do my homework to bring thought and innovation into everything I write about the auto industry. You can find more of my stuff at Cash4UsedCars
Thanks Article Source: http://cararticles.com
เขียนโดย MTec ที่ 2:20 PM 0 ความคิดเห็น
Common mistakes people make when buying a car at a dealership
No one ever said buying a car is easy. However, it doesn't have to be hard if you do a little homework first. There is tons of information about how to buy a car from a dealership, but here we thought we'd try a different tactic. Here we will show you some of the common mistakes people make at dealerships and how to avoid them.
Common mistakes
We may not cover them all, but here are some of the most common mistakes that will probably cost you money.
Falling in love
Lets face it, emotion has no place in any business transaction. Unfortunately car shopping and purchasing can easily be guided by emotions.
I'm not singling women out, because I am one, but the fact remains we tend to be the more emotionally driven gender. I must confess that emotion played a huge part in my last vehicle purchase.
Needless to say that now, as I tear up every time I have to fill my gas tank, I wish I had purchased with my head instead of my heart.
Keep your emotions in check. Be sure to react to fact rather than feeling. It is important to love what you drive. Like with people, superficial feelings don't last but that uncomfortable drivers seat, or the squeaky sound under the hood will.
Not planning ahead
This is self explanatory. Research is king folks, the more you do the more you know, and knowledge is power. Car salesmen pressure will be easier to resist if you know your product.
Not taking a drive
Truly the most important part of the process is a test drive. Anyone who skips this vital step should not have the luxury of complaining when the vehicle they purchase doesn't suit them.
Focusing on monthly payments
One of the oldest gimmicks in any sales mans repertoire is selling the package (full of stuff you don't need) by breaking it down into monthly payments. It seems like they are being helpful when they ask you how much you can afford a month, however this is all part of their selling process.
Frankly waiting until you hit a dealership to consider your financing options is like showing up for a midterm unprepared. Have a ceiling price in your head, and make sure you have a calculated feel for the associated monthly payments.
If you can, apply for bank funding before you begin to shop. This will not only get you the best interest rate, but will also allow you to shop independent of dealership finance departments.
Good and bad options
No car dealership purchase would be complete without the salesmen pushing extras and options. Some of which are worth it, some not. Things such as rustproofing, stain resistant treatments for fabrics, and paint clear coats are all extras that carry a hefty price tag and no real economical value.
Safety features are a different story and clearly worth the money. Options like side airbags, anti-lock brake system (ABS), and electronic stability control (ESC) could potentially be worth all the money in the world.
Use your salesman
The person trying to sell you a car doesn't have to be your enemy, keeping your emotions out of the equation will help to ensure a smoother purchase. Your salesman is a wealth of information about the brand, the model, not to mention the options that you do want.
Ask questions, gather information from all possible sources. Chances are the salesman has driven every car on the lot multiple times. Ask their opinion, ask why, knowing what you want will help you zero in on important information that could influence your purchase.
About the Author: My name is Paige Filler and I'm a creative writer with a love of all things that go vroom. I do my homework to bring thought and innovation into everything I write about the auto industry. You can find more of my stuff at Cash4UsedCars.com
เขียนโดย MTec ที่ 2:17 PM 0 ความคิดเห็น
Friday, November 9, 2007
How to store your motorcycle during winter
This article gives step-by-step instructions on how to put your motorcycle up for the season.
Motorcycling isn’t a winter activity. Yes, there are the brave and foolhardy who try riding through the winter in places like Maine or Alaska, but for most of us winter means an end to our motorcycling season.
This article will give you step-by-step instructions on how to put your motorcycle up for the season. Storing your bike improperly could have disastrous effect, especially for those who live in areas with harsh environmental changes. Remember to perform a thorough safety check at the beginning of every season to ensure you bike has not sustained damage through the winter. Take special note of your tires, which may have become dry rotted depending on the care you took when you put your machine into storage.
First, clean and wax your machine. Inspect your bike for any loose nuts or bolts as you wash it and replace any parts that seem damaged. Use a good quality hand wax to help cut down on damage that might occur to your bike due to atmospheric changes. Use a leather cleaner / preserved on your seat and rubber hoses, but do not apply any to the tires.
Clean and lube or wax your chain, making sure to de-gunk it where it has collected road debris throughout your season. Be sure to apply wax or lube to your entire chain. Lube and wax act as a water repellent and help protect your chain through damp and cold weather. For this same reason it’s a good idea to lube all pivots and apply a thin coat of oil or WD40 on chrome to prevent moisture from eating away at your bike’s precious metals and use a quality lubricate on your cables and switchgears.
Put your bike on its center stand to get as much weight as possible off your tires. Place blocks of wood between your tire and the ground, especially if your machine is being stored out-of-doors. You may also want to spray your fork lowers with WD40 or Marvel Mystery Oil to help prevent rot on your fork seals.
It’s a good idea to replace your oil and filter when you put your bike up, since most oils have a shelf life. Keep in mind that you will be changing your oil again in the early spring, so it’s not necessary to use the most costly oil available.
Top off your gas tank and turn your petcock in the off position. Use a gas stabilizer in your tank and drain your carburetors of any gas that might be in the bowl. Usually there are Philip head screws at the bottom of your bowl with a nipple that has a hose attached to it. If for some reason you cannot reach the screws, run your bike with the petcock off until you use up all the gas in the carburetors.
Plug your exhaust to discourage vermin from nesting in them through the winter and take care to make sure there are no holes through which mice and other critters can burrow their way into your air box and damage your seat.
Remove the spark plugs and fill each cylinder with a teaspoon of Marvel Mystery Oil or two-stroke oil. Screw the plugs back in hand tight and don’t attach your plug wires to remind you to change the plugs first thing in the spring. You may want to kick the bike over with the kill switch engaged to spread the oil throughout the cylinders.
Remove your battery to store in a warm climate or use a tender to keep a trickle charge on it throughout the season. Keep an eye on the electrode levels in each battery cell and fill them if they grow low.
Use a breathable cover even if you store your bike in your garage or basement. Try to operate your controls throughout the winter and move your back wheel so that weight settles on a different spot while the bike is on its center stand. Avoid storing your motorcycle near items that use high levels of electricity like a hot water heater or dryer--the ozone created will dry-rot tires more quickly.
Winter is the best time to catch up on routine maintenance on your machine or perform upgrades. Working on your bike through the winter will help you notice any problems that might develop, like mice making a home out of your air filter, and will help you deal with the seasonal disaffected syndrome that hits every biker who has to go without their machine.
เขียนโดย MTec ที่ 1:09 PM 0 ความคิดเห็น
Auto repair: how to safely raise your car at home
Raising your auto might be mandatory to repair it underneath, but, if you do it wrong, it can prove to be deadly. Find out how to safely raise your car with these tips and instructions.
Being a do it yourselfer means that sometimes you'll need to buy special tools or equipment to work on a project with. Cheap products have a reputation of malfunctioning easily and often. Afterall, like the saying goes, "You get what you pay for." So, for your safety's sake, as well as the sake of your wallet, you should buy the best tools and equipment you can afford. Especially when it comes to raising and repairing your auto!
First off, if you need to raise your auto up at home to change the brake pads, replace the muffler, or perform some engine work, then you'll need to use a jack. For do it yourselfers who don't have access to a garage that has a lift in it, then an auto jack is the next best answer. Auto jacks are a common piece of equipment that come in the trunk or storage unit of all autos, trucks, vans, and SUV's. If you repair autos on a regular basis, though, you should invest in a good quality jack to use. If you're not sure how to use one, you should consult the manufacturer's directions. There are different types of jacks, and different ways to properly use them.
Before you even attempt to use a jack, you'll need to park the auto on a hard flat piece of ground.
Shut off the engine and make sure the gear shift is in the "Park" position if the transmission is an automatic type. Otherwise, for an auto that has a manual transmission, move the shifter to "First" gear and engage the parking brake.
Then, use store bought steel blocks, concrete blocks, bricks, or large, square chunks of wood to block either the front or the back wheels. If you're going to raise the front end of the auto with a jack, then block the back tires securely. And, if you're going to raise the back end up, then block the front tires securely. This will help to prevent the auto from rolling either frontwards or backwards while you're working underneath it.
Now, place the jack underneath the auto in the appropriate place as instructed by the manufacturer. This place might be in a slot on the bumper, against the frame of the auto, et cetera. Once you have the jack securely in place, slowly raise the auto up. When the auto is at the height you need it to be, place a pair of jack stands underneath the auto. The stands should be located in close proximity to the jack. Make sure they are raised up so they'll hold the auto in place at the right height. Then, secure them into place and reverse the jack. Then, carefully begin to lower the jack. As you're lowering it, watch to make sure that the stands are going to hold the auto securely. If you see either one wavering or wobbling, stop lowering the auto immediately. Reposition one or both of the stands and repeat this process until you have lowered and removed the jack from underneath the auto.
Remember: the auto can slide off of the jack stands at anytime. While you're working on your auto, make sure that you don't move it too much. And, when you're done with your repair, replace the jack underneath, remove the jack stands, then lower the auto safely to the ground again.
เขียนโดย MTec ที่ 1:05 PM 0 ความคิดเห็น
Thursday, November 8, 2007
Ebay tips: buying cars in auctions
Ebay has become THE place to buy and sell almost anything - but what about buying a car? Use these tips and be safe!
Online auctions have become the new way of purchasing almost anything you need, from thimbles to comics to lunchboxes. But what should you consider when purchasing a car through eBay? A few simple tips can make your experience a good one and your investment a sound one.
Many people start their search for a new or used car by limiting their search to vehicles within their State or local area. Most auctions will specify that the new owner must pick up the vehicle from the auction seller's place of residence or store. This could end up making that great sale possibly not much of one if you need to pay for an airline ticket across the country to pick up the car and drive it back, to say nothing of the paperwork involved in transferring the ownership with two or more States involved. The search function in your eBay account can help to limit your choices and save yourself a lot of effort. You'd be surprised at how many local auctions you can find that you would probably never see in your daily paper!
The first and most important information you need to look at is the amount of feedback about the seller. You can see at a single glance if the feedback is overwhelmingly positive, neutral or negative. Take into account that while a sale may have been legitimate and without problems from the auction site's point of view, the seller may have become disgruntled for reasons outside the transaction and left bad feedback in order to erode the seller's reputation. Usually the seller has an opportunity to respond to any negative feedback, but you should take into account just plain old bad feelings possibly accounting for some negative or neutral ratings.
Feel free to contact other customers who have left feedback (be it negative, positive, or neutral) and ask what their experience was like with the seller - did he/she misrepresent the car in any way? Was the car's history accurate and reliable? Were there any problems in transferring ownership or mechanical surprises soon after the purchase? Most customers will respond to your queries, wanting to help or warn other potential buyers about this particular seller.
If you can visit the car itself before placing a bid, do so. Photographs are fine and the buyer may have a slew of them up on eBay, but the only way you can truly assess the condition of the car is to arrive at the seller's lot and kick the tires, as the saying goes. If you can't get to the site itself consider calling up a friend or relative and asking him/her to go and look the car over. If the buyer refuses to allow this, you may wish to reconsider placing a bid for this car at this time. Unfortunately there are always criminals placing imaginary items online for sale, disappearing with the money and never delivering a product. This is why checking feedback is one of the most important things you can do before placing a bid!
So you've seen the car (or sent a friend), you're convinced the car is a good deal and a great buy and you've checked out the seller and know the sale is as legal as it can be. Now, let's bid!
One of the oldest tricks on eBay is the sniper - he/she is a buyer who waits until literally the last few seconds to place a bid, usually snagging the item for sale out from under your nose. In order to avoid being sniped out of your car, be sure to monitor your auction for the last ten minutes at least, and be prepared to enter a counterbid as quickly and as efficiently as possible. Unfortunately this is where a slow modem can make the difference between winning and losing. A cable modem or another fast communication system is almost a necessity when dealing with online auctions.
Remember that placing a bid on eBay is a legal commitment to purchase that item. While you will have the option to retract your bid if you make a mistake, eBay will frown on you if you make it a habit. As well, many sellers will either refuse to sell to you or complain to eBay, possibly leading to your membership being voided. Don't bid if you're not serious about buying it and don't bid what you can't afford!
So you've placed your bid and you’ve won your dream car! Now what do you do? Well, the first thing NOT to do is dash to the bank and withdraw your cash in small bills, stuffing it into a brown paper bag to deliver it to the seller.
First contact the seller through email and ask that either certified check or money order be used to make the exchange. Personal checks are fine if the buyer is prepared to take the risk of it bouncing, but most transactions should be done in a way that produces paperwork. This protects both you and the seller in case either of you have any disputes in the future regarding the amount exchanged or the ownership of the vehicle in question.
When you arrive at the seller's lot or house to pick up the car, make sure to get ALL of the proper documentation you will need to drive the car home. The State Trooper who stops you on the highway ten miles from your house may not know much about eBay, but he will know the law as it pertains to driving a car without insurance or the proper ownership papers. Remember, buying a car online is the same as if you went down to the local lot and bought it there - the documentation needs to meet the legal requirements of your state for the exchange of the car from one person to another.
Finally, if you are happy with the car and the transaction, please consider leaving positive feedback for the seller. He/she's only reputation on eBay is dependent on the opinions of others, and you will be influencing others who might be considering purchasing their next vehicle from this person. You don't have to leave a personal essay, but feel free to point out the best points about your purchase and why you would recommend this seller to others.
Purchasing a car on eBay can be a daunting experience, but knowing what to look for and what to do before placing a bid can lead to a rewarding and fun exchange. Now instead of being limited to the local papers and the used-car lots you can search across the entire State and the country, if you wish, to find the car of your dreams!
เขียนโดย MTec ที่ 12:30 PM 0 ความคิดเห็น
How to research a car lease
Learn how to research a car lease. Knowing if leasing is right for you will save you time and money.
In order to research a car lease, you need to understand what leasing is and how it works. When you lease a car, you are paying for the use of it over a certain period of time. Of course, this sounds like renting, but the two are not the same. Leasing starts at a minimum of twenty-four months, whereas renting can be a minimum of one day.
When leasing a vehicle, you and the dealer come to an agreement on a purchase price just as you would if you were to buy the vehicle. Then, you sign a leasing contract, and the dealer sells the car to a leasing company at the price you have agreed upon. The dealer acts as the agent between you and the leasing company. So based on the agreed-upon price, the leasing company then leases the car to you. The negotiated price becomes very important as it determines your monthly payments.
When you sign a leasing contract, you are agreeing to make regular payments each month, insure the car, maintain the upkeep, and pay taxes and licensing fees. Also, you agree to keep the car typically twenty-four, thirty-six, or forty-eight months. When your lease expires, you return the car to the leasing company and either lease out a new car, buy out the car you were leasing, or walk away.
When researching a car lease, it is important you compare leasing to buying in order to figure out which method of financing is the right one for you. Leasing finances the use of the car, while buying finances the purchase. Each one has its pros and cons. Deciding which is best for you is dependent upon your own preference and personal situation.
If driving a new car every two to three years with no major repair risks and lower monthly payments is more important to you, then leasing may be your option. If ownership and long-term cost is more important, think toward the path of buying the car. The following are important benefits of car leasing.
1. Lower monthly payments
2. A new car every two to three years
3. Fewer maintenance problems with a new car
4. Little or no down-payment required
5. Sales tax spread out and paid with monthly payments in most states
6. No hassles with selling your car
Even if the benefits of leasing appeal to you, also consider the following questions. If you answer yes to any of them, it could be a sign that leasing may not be for you.
1. Is there a chance you’ll want to end your lease early? If so, there are always early termination fees, and you will also have to pay all remaining monthly payments that are due on your contract.
2. Do you drive over 15,000 miles per year? When leasing, you can only drive 10,000 to 15,000 miles per year depending on your contract.
3. Do you fail to treat your cars with good care? There are always fees you will pay for turning in a leased car that is damaged past its’ normal wear and tear.
4. Do you want to modify your car? You cannot customize or repaint your leased car.
5. Do you want to own your car? You won’t build up equity when leasing because you are not paying with a goal of ownership.
6. Do you have a credit score that is flawed? You must have a good credit history to receive a smaller or no down payment, along with a low monthly payment.
It is also a good idea to research the two types of leases. A closed-end lease is the most common lease and lets you return the car when the contract ends. This type of lease assumes you will drive the car 12,000 miles per year and not be abusive towards it. Thus, the residual value at the end of the lease will be predictable. Open-end leases are mostly for commercial business leasing. This means the lessee takes the financial risks and is responsible for paying the difference between estimated residual value and market value when the lease contract is up.
Knowing the benefits and disadvantages of leasing a car should help you decide if it is right for you. Understanding the leasing process will help you make an informed decision about whether it suits you better than buying.
เขียนโดย MTec ที่ 12:25 PM 0 ความคิดเห็น
Auto questions: how harley-davidson works
Long cylinders, a unique crankshaft and a large frame distinguish a Harley-Davidson from the essential motorcycle mechanism of engine, transmission and wheels.
he first Harley-Davidson was made more than a century ago. This motorcycle brand has grown well beyond its tangible dimensions in to a symbol of a cult. Large numbers of people travel over long distances on their Harley-Davidsons for get-togethers on regular annual occasions. The sound of a Harley-Davidson engine running is distinctive and contributes in large measure to the culture that surrounds enthusiasts and proud owners.
The major part of a Harley-Davidson’s functioning is the same as with any other motorcycle. The basics of a motorcycle are an engine that generates power, a transmission that transfers the engine power to wheels for motion and a frame to hold the engine and to seat the driver and a rider.
A motorcycle engine has 2 cylinders in a V shape. Each cylinder has an exhaust. The transmission is through manual gears and uses a chain for a drive. Motorcycle engines do not have mufflers to reduce noise or catalytic converters to reduce emission. Power is transmitted from the engine to the back wheel. Disc brakes are mounted on the wheels. Suspension is provided for the front of the motorcycle. The frame includes handlebars and a light. A motorcycle has the essential structure of a bicycle with an engine to substitute pedals. The frame is much stronger since it must carry the engine transmission and fuel tank weight and the tires are wider to allow the vehicle to move at speed with safety.
A Harley-Davidson differs in physical features from other motorcycles in the length of its cylinders and the structure of the crankshaft. These design features give a Harley-Davidson high power at low speeds and its distinctive sound. Harley-Davidson has recently developed a new engine in which the 2 cylinders are set at a wider angle to each other. This new engine is water cooled as opposed to air-cooling conventionally used in motorcycles and has overhead camshafts. These features give the engine more power and a higher RPM capability. Harley-Davidsons are generally bigger and heavier than most other motorcycles. This new engine will add concrete evidence to the image that a Harley-Davidson conjures. However Harley-Davidson continues to set itself apart from its competitors by working to develop its intangible advantages more than introducing new models, as has been the norm in the automotive industry.
A Harley-Davidson is a sturdy, large and powerful motorcycle that is meant to be a treasured possession and a statement of values and style, rather than a simple means of transportation. However it does offer specific and concrete benefits of speed, power and comfortable rides over long distances. It is one of the most enduring and well-loved brands in any product category in the world. Many owners invest in adding custom features to their Harley-Davidsons. The exhaust system and the frame are common objects of adding a personal touch to a Harley-Davidson. Its large size lends itself to the use of imaginative color combinations to make a Harley-Davidson stand out in a crowd, even if among others of its kind.
เขียนโดย MTec ที่ 12:20 PM 1 ความคิดเห็น